Starbucks

I have to admit, Starbucks is pretty expensive.
Starbucks is selling atmosphere and quality coffee. It is pretty costly if you have one everyday. (average $5 CAD/ day x 20business days = $100CAD/ month) Compare this amount to Tim Hortons (another well known coffee shop in Canada) (Average $2.5/day x 20 business days = $50/month). The price is half, cumulative $50x12=$600/year. If you drink Timmys daily instead of Starbucks, you saved a netbook + an iPhone a year.

However, I would still pick Starbucks.
I pick Starbucks because I drink latte instead of coffee, and the quality of coffee is 10x better than Timmy's. I always say Starbucks is my second home. Starbucks is where I get most of my studying done, productively. I like the atmosphere here, relaxing and not very distracting. I rather waste a new netbook every year to come here often.

It is tradeoff. People have different values. I rather enjoy life during the limited lifetime off than saving so much for future that I may not even have. Of course, there is a balance.